Vision health benefits -
Some Plan Sponsors include them as part of the plan, and others do not. Unfortunately, many Plan Sponsors do not have a good understanding of the role that vision care benefits can play in mitigating plan costs. Some companies choose not to cover vision care benefits in their employee health benefits plan.
Others choose to provide very limited coverage. When coverage is provided, it can include any combination of the following:. There is a wide spectrum of vision care coverage, so the details of coverage are usually very plan-specific. In addition to determining how well a person is able to see, an eye examination can help identify many other health conditions.
For most health conditions, early detection is an important factor in a positive outcome. An optometrist or ophthalmologist can identify early signs of chronic eye disease when completing an eye examination.
They can also identify warning signs for other health conditions like diabetes and high blood pressure. There are a number of direct and indirect costs associated with not providing vision benefits or not providing comprehensive vision benefits.
Because eye examinations are not covered by the public healthcare system, many people who do not have private coverage do not get their eyes examined. In the workplace, a person who has poor vision is more likely to have a workplace accident.
Even something as simple as missing a step while walking down the stairs can lead to an injury. In many cases, a person with poor vision may not realize how poor their vision really is.
A regular eye exam and seeing the world through a corrective lens can really highlight vision that is not as it should be. If your workforce spends a lot of time on a computer, screen time can also impact vision.
Regular eye exams can provide corrective lenses to help stop a further decline in vision. In addition to preventing injuries and further deterioration of vision, those with poor vision can have performance issues.
High absenteeism, lower productivity and an earlier retirement age are just a few. This can lead to more prescription drug claims and other costs for the employee benefits plan. At GroupHEALTH, we believe in the importance of vision. We have partnered with global eyewear company Bailey Nelson to provide exclusive offers to GroupHEALTH Plan Members regardless of whether they have vision care benefits or not.
This means discounts on prescription eyeglasses or sunglasses, contacts, non-prescription blue light filter glasses and non-prescription polarized sunglasses. The NIHB program's vision care benefit provides coverage for eye examinations and corrective eyewear, this includes:.
The program provides eligible clients with coverage for benefits not available under other federal, provincial, territorial or private health insurance. Vision care benefits are covered in accordance with program policies. These policies are set out in the NIHB Guide to vision care benefits.
Benefits must be provided by an NIHB-recognized provider. You can access your vision care benefits from an NIHB-recognized eye health professional, such as an:. Vision care providers enrolled with the program generally send claims to bill the program directly. Claims processing services are provided by Express Scripts Canada.
Information can be found on the Express Scripts Canada NIHB provider and client website. Claims cover costs that are eligible for reimbursement under the program as per established fee guides. You may also submit reimbursement requests yourself.
See Client reimbursement for more information.
Note to halth : Indigenous Service Canada's First Nations and Inuit Health Branch and the Budget-friendly snack ideas of First Nations Hhealth undertaken Vegan-friendly frozen meals Joint Review of ebnefits Non-Insured Health Benefits NIHB program, Vision health benefits the vision care benefit. The Vision health benefits benedits this collaborative process are benefita enhance Weight management for young athletes access to bnefits, identify and address gaps in benefits, and improve service delivery to be more responsive to client needs. Further revisions to this guide are anticipated as work continues to address recommendations from the Joint Review of vision care benefits. This guide provides information on the vision care benefits for eligible First Nations and Inuit covered by Indigenous Services Canada's Non-Insured Health Benefits NIHB program. Other items related to vision care are also covered by the NIHB program under other benefit areas, such as low vision aids, ocular prosthesis, scleral shell and medications used to treat eye conditions.
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